Our Services

1. Duly completed loan application form.
2. Photocopy of employment letter.
3. Customers must be duly employed in reputable organizations, except collateral customers.
4. Means of identification of customer:
   
   1. 1. 1. 1. One (1) passport photographs.
            2. Photocopy of Employment Identity Card.
5. Bank Statement of Salary Account for a period of Three (3) month
6. (KYC) address verification for both office address and residential address of prospective customers must be done by one of Mor-kash official before disbursement.
7. One Individual external guarantor with proper means of identification such as

   One (1) passport photograph, identity Card and letter of Intent to guarantee the loan.

Security: If car property is being pledged as security, then the following are to be provided:

1. Photocopy of the Title Document(s) to the property being pledged.

2. Valuation Report from one of Mor-kash accredited valuers

3. Means of identification of the car owner

4. Agreement must be duly signed between the owner and Mor-kash Representatives and sealed in court before disbursement.

5. Car will be packed in Mor-Kash custody for the tenor of the loan and payment must be made to the owner’s Bank account not third party.

Landed properties are not accepted as collateral except vehicles.